You must obtain a Writ of Garnishment. The Writ of Garnishment enables the judgment creditor to intercept money being paid to the judgment debtor by third parties. The garnishee is the person, company, or bank that owes the judgment debtor money.
In the case where the judgment was issued, file a Motion stating the amount of the judgment, describing the property sought to satisfy the judgment, and requesting that a Writ of Garnishment be issued. Fla. Stat. §77.03. The Motion must be accompanied by an affidavit that avers that the money or other thing held by the garnishee subject to commands of writ is not due for personal labor or services of head of family residing in state. Virginia Mirror Co. v. Hall, App. 2 Dist., 181 So.2d 6 (1965).
The Writ itself must require the garnishee to serve an answer on the plaintiff within 20 days after service of the writ stating describing the garnishee’s indebtedness to the debtor, among other things. Fla. Stat. §77.04; Fla.R.Civ.P. Form 1.907(a). The language in a Continuing Writ of Garnishment against Salary or Wages differs and requires the garnishee to serve an answer stating whether the garnishee is the employer of the debtor and specify the periods of payment, among other things. Fla. Stat. §77.0305; Fla.R.Civ.P. Form 1.907(b). Take the completed Writ of Garnishment to the Clerk’s office and request that they issue the Writ. There is a fee and a deposit required.
The Writ must be served on the garnishee. Service of the writ creates a lien in or upon any such debts or property at the time of service or at the time such debts or property come into the garnishee's possession or control. Fla. Stat. §77.06. The amount of litigation that follows to get a Garnishment Judgment depends on whether the garnishee and debtor dispute the writ.
A Writ of Garnishment can be issued prior to obtaining a judgment as well. Fla. Stat. §77.031.
Certain income is exempt from garnishment, including: Head of family wages, Social Security benefits, Supplemental Security Income benefits, Public assistance (welfare), Workers' Compensation, Reemployment assistance or unemployment compensation, Veterans' benefits, Retirement or profit-sharing benefits or pension money, Life insurance benefits or cash surrender value of a life insurance policy or proceeds of annuity contract, Disability income benefits, and Prepaid College Trust Fund or Medical Savings Account. Fla. Stat. §77.041. Fla. Stat. §222.11.